Cheap Loans – Dirt Will Seem Costlier!

Loans culture has grown considerably in recent times. Like any growing industry, loans industry has healthy competition. This competition has furthered the cause of finding cheap loans in UK. Cheap loans are not offered on platter. There are tricks to the trade of finding cheap loans.

Though borrowing money is not always an easy decision but there are times when loans are a necessity. Cheap loans are provided for every circumstance and reason – Personal loans, secured loans, unsecured loans, mortgage, car loans…….

When looking for cheap loans pay attention on various aspect of loans – interest rates, loan term, monthly payments are all instrumental. Interest rates are an obvious way to start your cheap loan search. Find out the lowest interest rates that are offered for your particular loan. Cheap loans are not the first loan you stumble upon while searching for loans or the first loan that is offered to you. There is always a scope for finding a cheaper loan than the one you found in loans market.

You will have to research for finding cheap loans. This may not be your favorite job but will be certainly active in locating cheap loans. For cheap loans you will have to go to various lenders and ask for quotes. Quotes give an idea of the loan cost to the borrower. After taking quotes compare the loan quotes to settle on cheap loans. Online the chances of finding cheap loans are doubled.

The terms and conditions for cheap loans are quite flexible. This has lead to those with imperfect credit also qualifying for cheap loans. In fact a separate category of bad credit loan ensures that cheap loans are a viable possibility for every borrower.

Getting cheap loans also depend on collateral and equity. Secured loan will always be a cheaper option than unsecured loans. Equity will sanction the amount you can borrow. If you have ample equity than you can qualify for larger amounts at cheap interest rates.

Your employment record will also affect your chances of finding cheap loans. A borrower can qualify for cheap loans if he or she has a stable income with a good employment record. You can find cheap loans for bad credit history but a good credit score is integral in finding cheap loans. Every lender will be looking at credit score before extending cheap loans. A good credit score will make you a primary contender for cheap loans.

If you want to borrow large amounts then mortgage is the best and cheapest loans option. Mortgage will be available at the lowest interest rates and terms at all the leading finance companies. It is a cheap way of borrowing money and considerable types of mortgages exist keeping in mind the requirements of borrowers.

If you are having more than two unpaid debts then debt consolidation is a cheap loans option. Debt consolidation loans are cheap way of uniting unpaid debt at low interest rates and low monthly payments. It is a cheap way of becoming debt free.

Student loan is an extremely cheap way of paying for college education. All students are eligible to apply for student loans and it is in fact the cheapest loan in the market. The interest rate for student loan is fixed. But you obviously have to go to a university for it and there is a limit to how much you can borrow.

Another way of procuring cheap loan is shortening the loan term. Shorter the loan term is the lesser will be what you pay as interest rate and it will be prove cheaper to your pocket. A shorter loan term will be less expensive and it is always such a pleasure to pay the loan in shorter time span.

There is no single cheap loan for everyone. In fact cheap loans are in accordance to your financial condition. If you are looking for cheap loans then you can get extensive information on the net. Read it all, explore your options and then settle on cheap loans. Cheap loan is all about finding a loan and then finding another one to beat that loan.

Move Over Tough Guy Because Leather Gloves Are Now The Ultimate Statement In Fashion Style

Leather is hot this season and with all of the major designers introducing it into their new collections and it is not hard to see why. Leather is such a durable and elegant material. Functional and fashionable, masculine and elegant, leather clothing is this season’s hottest look.

Men purchase leather accessories all the time with wallets, briefcases, belts and shoes so it is not unfamiliar territory for most men. So, it’s time to branch out and get some leather clothing that will make more of a statement. Leather gloves are perfect for people who want to make a statement that is also practical.

A man wearing leather gloves conjures up a certain image; whether he is engaged in some physically demanding activity like driving, rodeo-riding, skiing and motorcycling or whether or he simply going out on an evening, be it a casual or formal event, you’re sure to discover the fashionable versatility that a pair of leather gloves can bring.

A little leather can go a long way toward making a positive statement while a lot of leather can look, just wrong. That is why leather gloves are so perfect. They can be worn for any occasion and a pair of leather gloves goes with anything that you choose to wear. Once you are hooked you’ll find yourself wearing a pair more often that you thought.

Quality men’s leather clothing is not cheap especially Lambskin which can be a bit pricier but the softness and fall of the clothing make it worth the expense. However you can choose gloves that are either made with real leather or synthetic leather. Not everybody can afford real leather but synthetic leather, on the other hand, is more accessible for anyone, regardless of his or her budget. You can even buy a good looking pair for as low as $5, and they are just as durable as leather gloves and only you will know that they are not real leather.

As well as making an elegant fashionable statement, leather gloves are quite prominent fixtures in popular culture as well. Think of leather gloves in the movies and Neo, Trinity and Morpheus’ pairs in the Matrix trilogy immediately come to mind. Another popular image is Mel Gibson’s pair in the post apocalyptic setting of the Mad Max films. Even Wesley Snipes’ Blade trilogy had his character sporting a fine pair of leather gloves.

All of these movies have one thing in common: They are all action-oriented films. But delve a bit deeper into the world of movies and you see how elegant and fashionable leather gloves can be like Julia Roberts’ character in My Best Friend’s Wedding, or Michelle Pfeifer’s sassy lawyer character in I Am Sam.

We spoke earlier of practicality. Leather gloves are not just pretty fashion statements. You cannot get warmer than a pair of real leather gloves. This, after all, is the primary function of a pair of gloves. The keep your hands cosy and warm because leather absorbs heat better than any other material so it will warm up your hands even under harsh climates. Your hands, particularly your fingers are among the most sensitive parts of your body. By providing them with heat, the body’s temperature will be able to resist the cold.

So forget the rough, tough guy image. Leather gloves are back and they make an elegant fashion statement as well serving a real practical use.

Wise Buy of Home Furniture

Furniture has always been the best asset of every house that helps in adding a good home environment. Give credits for the size, color, shapes and designs of every house because these will leave a very good impression to the owner as well as for all your guests and visitors. If you are planning to have a discount bar stools to be placed inside your house and sleep in Simmons Beauty Rest world class mattress, you will probably have to decide for the best and high end quality of these kind of furniture.

The following are smart advice that will help you choosing for the right kind of furniture and home decorations.

There are many styles of furniture and home decorations that are available in the market today. Its up to you where will you place it inside your house. The decorations and styles of furniture will depend on the interest and favorites of the person. There are also ready made products that available in markets with an affordable price and of best quality furniture materials too. But if you want for the cheapest prices and wants to have your own personalized furniture, you can go to furniture shops that offer services like this. Internet sources will also help you in purchasing for the right kind of furniture. It gives a lot of information with regards to the features, characteristics and elements of your chosen furniture. Just type in the search engine what you will want to buy and in just a second, you will see various websites that offers great discounts and variety of quality made furniture.

If you choose for furniture, make sure that it has a capacity to maintain its durability and flexibility. You can base this on the positioning of the furniture inside your house or in your room. It is more important to keep your furniture on areas with little accidents and breakage. Once furniture is use everyday, for example a cabinet, you are used to open and close the doors of it, this may cause breakage and are prone to damage some of its parts. Furthermore, the durability of the furniture is not merely based on where you will placed it in your house or the price but it is on how they are built with proper technique and best quality materials.

After you chose for your selected furniture and plan to buy one, it is important to take this as an advice. Check every parts of it making sure that it was properly built and with no damage. The finished product must be smooth, well painted with colors and has the ability of making it lasts long. Try to check if the applications of varnish or polish are well done. It denotes for a nice looking and attractive furniture. Ensure that every pieces of it has passed the standard of being durable and flexible. Always remember that you have the capacity to select and choose for the great products for furniture. Remember that when you budget for furniture, you have to base it on its everyday use.

Tips When Buying Home Furniture

When buying for home furniture, there are a lot of tips that you need to be aware of in order to get the best out of the quality and from the price. There are numerous stores that sell furniture for the home and you may get confused on which place is the best for you. It is never recommended to buy the first furniture that you like. Always look for more items and selections first so that you can make sure that what you are buying is the best in the market.

The bedroom is one place in your home that you may want to redecorate. When choosing home bedroom furniture the best tip to follow is finding the best and the most comfortable. The bedroom is your private sanctuary and it is very important that your bedroom furniture is comfortable. For instance, when you are buying a bed for your room, choose the one that you find at ease with. Do not be afraid to test out the bed, its foam and how it feels once you lay on it. Also do not forget to measure the size of the bed that it can fit perfectly in your room. For the home bathroom furniture, choose the ones that can fit into the space of your bathroom. Keep it elegant and simple.

For the furniture in your home, the trick is finding the perfect design and color that can match your place. One home furniture store can carry countless furniture that have different color, designs and materials to suit your home. Some of them may have offers of making made to order furniture if you cannot find the design and the color that you want. These made to order furniture may cost more than the regular ones in the store, but if you have the budget and you are willing to wait, this could ensure that you will get the furniture that you want. When shopping for home furniture, it is important that you are getting items that are of good quality. You may want your furniture to last for years. Paying for cheap but low quality furniture will only cost you more in the long run because you will need to repair or buy new furniture from time to time.

When choosing the sofas or armchair of your living room, the rule is like that of the bedroom, choose the sofa or armchair that can give you comfort. Your guests or family will be sitting in these sofas when you get together or watch television, a comfortable sofa means a lot. Also make sure that the sofa can match your room color. It does not have to be the same color, but something that can compliment your home. There is also other home décor furniture that you may want to add like coffee tables, side tables or a small chair or tea table. These are good furniture to add to your room if you have enough space. Overcrowding a room with furniture is never a good idea. It will only make your home look smaller and disorganized.

How To Take Care of Your Home Furniture

Furniture plays a big role in amplifying the beauty of our homes. You should therefore take care of your home furniture as it is also a costly investment. If we take proper care of the furniture, it will look better and serve us for a long time. To help in maintaining your furniture, there are some dos and don’ts that you need to be aware of. Some of these are:

· Placing drinks and tea cups directly on the table may leave a very undesirable stain on it. Some stains are not easy to remove and may require that you scrub to remove them. This may lead to damage of the furniture. You should consider using coasters as they can improve life of the furniture.

· Do not expose leather furniture to direct sunlight. They may fade out their color due to the effect of suns rays. To protect your leather furniture from sunlight, use curtains and drapes

· Dusting of the home furniture is not advised as it can reduce their life. You are advised to make use of a clean cloth and/or by using polish.

· Do not keep shoes on the furniture, guests should be advised to leave their shoes at the shoe rack. Train kids to take care of your home furniture from an early age. They should also be trained to have their shoes off the furniture. Shoes leave dirt marks that are not so easy to clear. Removal of such stains not only time consuming, but also diminishes the beauty of the furniture.

· You should call for pest control services from time to time so that you can eliminate and prevent bed bugs and dust mites which may ruin your furniture.

· You should clean off spills from liquids immediately whenever this happens on your wooden furniture. The spills can mess the beauty of your home furniture.

· You should not move heavy home furniture by dragging directly; consider putting bumpers before dragging to prevent damage to both the furniture and the floor.

It is important to take care of your home furniture as it can save you a lot of money on repairs and replacements. For you to get a better service from your home furniture, you should ensure that you take utmost care in handling your furniture. These will ensure that you do not have broken and stained furniture in your home.

Overseas Travel Insurance Plans – Costs Less and Offers More

Everyone craves for vacations to enjoy some quality time with their loved ones and Indians are no exception. The outbound travel sector of India saw a robust growth this year because international travel destinations are highly sought-after among Indians in 2015. Obstacles like inflation, skyrocketing ticket price and depreciation of rupee couldn’t deter the wandering spirit of Indian travelers to travel around the world. Over 60% of Indians remain unmoved by the depreciating rupee and are raring to go to travel. However, the rate of availing travel insurance to safeguard the trip is still dismal among Indian travelers.

Young generations prefer to travel to international destinations once a year at least. According to a survey, 90% of these travelers make use of their own savings for overseas trips and don’t consider travel cover. Quite surprisingly, this is the mindset of young internet savvy generation as ICICI Lombard conducted the survey in the age group of 25-35 among 1049 people across six metro cities in India who had international trips in the previous year.

The survey further reveals that Singapore is the most preferred travel destination among young Indian travelers; the second and third places are held by US and UK.

Let’s take a look at the travel plans available and their prices for those who favor these destinations. Let’s start with Singapore.

Travel insurance plans available for Singapore trips

The following list of top 5 policy quotes in terms of lowest premium are for one 30 years old person looking for a single trip to Singapore. The trip duration is 10 days and the chosen sum insured is US$ 500000.

  1. Universal Sompo – Premium of Rs. 942
  2. HDFC Ergo – Premium of Rs. 1015
  3. Reliance – Premium of Rs. 1129
  4. TATA AIG – Premium of Rs. 1234
  5. Religare – Premium of Rs.1666

The lowest premium is Rs. 942 for a travel insurance plan for a 10 days trip to any Asian country such as Singapore, Thailand. This means one has to pay less than Rs. 100 per day to make his trip safe and secured. Indian travelers must know that travel plans are not only inexpensive but they also provide coverage for loss of baggage, passport, hijack and even emergency treatment.

Travel Insurance plans available for UK trips

The following list of top 5 policy quotes in terms of lowest premium are for 1 person looking for a single trip to UK. The trip duration is 10 days and the chosen sum insured is US$ 500000.

  1. Universal Sompo – Premium of Rs. 942
  2. Bajaj Allianz – Premium of Rs.991
  3. HDFC Ergo – Premium of Rs. 1015
  4. Reliance – Premium of Rs. 1129
  5. Bajaj Allianz ( Travel Elite Platinum) – Premium of Rs. 1139

Universal Sompo provides the lowest premium. The premium of travel insurance plan is also Rs. 942 for a 10 days trip To UK.

Travel insurance policies for US trips

The following list of top 7 policy quotes in terms of lowest premium are for 1 person looking for a single trip to US. The trip duration is 10 days and the chosen sum insured is US$ 500000.

  1. Universal Sompo – Premium of Rs. 1344
  2. HDFC Ergo – Premium of Rs. 1438
  3. Bajaj Allianz – Premium of Rs.1441
  4. IFFCO-TOKIO – Premium of Rs.1456
  5. Bajaj Allianz ( Travel Elite Platinum) – Premium of Rs. 1658
  6. TATA AIG – Premium of Rs. 1694
  7. Reliance – Premium of Rs. 1783

The lowest premium is Rs. 1344 for a travel insurance plan for a 10 days trip to US. Just imagine, you are getting all types of risks covered just by paying less than Rs. 140 for each day of your trip.

Best travel insurance plans in India in terms of baggage and medical coverage

The survey also made clear that 79% people buy travel plan to cover medical emergencies. Safety of baggage is the second most vital reason as 60% people behind purchasing travel insurance policy. So let’s find out best travel insurance plans in terms of medical emergency and luggage safety.

From the above list of travel policies for US, two plans by Reliance and Bajaj Allianz look best in terms of baggage cover.

Reliance Travel care platinum provides US$1500 for the loss of checked baggage for a premium of Rs.1783.

The Travel Elite Premium plan by Bajaj Allianz provides US$ 1000 for a premium of Rs. 1658 for the loss of checked baggage.

To get the best coverage for medical emergencies, the Titanium plan by HDFC ERGO is the best. It primarily covers:

  1. Emergency Medical Expenses
  2. Permanent Disablement/accidental death
  3. Hospital Cash
  4. Loss of Personal Documents
  5. Accidental Death
  6. Loss of Baggage
  7. Financial Emergency Assistance
  8. Personal Liability

What is the cost of international travel policy for a couple?

According to the survey, 52% of travelers prefer to have trips with spouses. So, if these people can avail a travel plan for visiting US or UK or Singapore, how much do they have to pay?

Let’s start with US trip for 10 days for a sum insured of US$ 100000 covering 2 people who are 30 and 28 years old.

Religare offers the best plan which comes at a premium of Rs. 2407.

If you compare travel plans available for couples who wish to visit UK, keeping the same criteria for trip duration, sum insured and age of the traveler, Religare provides the best plan. The premium of the plan is Rs. 1537.

For a trip in countries like Singapore, Thailand within Asia which has been the top travel destination of 2015, a couple has to spend even less for a travel insurance policy. If you compare travel insurance plans that cover Asia, you will get the lowest premium of Rs. 1218 from Explore Asia plan provided by Religare.

The positive part of the survey is the increased awareness among Indian travelers. More than 90% of young generation is aware of the travel insurance which is a significant rise from last year’s 80%. One of the major provider of travel insurance plans in India; ICICI Lombard underwritten a total travel insurance premium of Rs 100 previous year, one can expect the premium to increase by 5-10% in this year. The problem is not with the awareness; it is the lack of understanding about the benefits associated with these travel covers.

27% of the total respondents in the survey choose not to avail a travel insurance plan simply because they were under the wrong conception that such plans cover only accidents, loss of baggage and theft but don’t provide medical coverage. This is far from being the truth as the complete break-up of Titanium plan by HDFC ERGO shows extensive coverage for medical emergencies.

25% surveyed people didn’t buy any travel plan because they thought such plans are costly but it is not so. The price of all plans for person mentioned here are about less than Rs. 100 to less than Rs. 140 for each day of a 10 days trip. Travel insurance policies for couples are even cheaper as they cost in the range of less than Rs. 65 per day per person to less than Rs. 125 per day per person for destinations like US, UK and all countries in Asia including popular destinations like Singapore, Thailand.

Indians love to spend their holidays in international destinations. An international travel insurance plan doesn’t cost much and offers a lot in return. If you are also a travel freak, you should insure the total duration of the trip so that you can enjoy your holiday with complete peace of mind.

Fashion Styles For Tall Women

There are many different types of tall women, long legged, long bodied, slim, hourglass; and it’s important to work out what your specific shape is – if you don’t already know. Often tall women get labelled as one particular category, which can be frustrating and very confusing when it comes to creating a wardrobe.

Keep these simple rules in mind:
– create layers to help balance your figure, for example, if you have a smaller bust, adding ruffle details and higher necklines will keep you in proportion, or if you have an undefined waist pop on a layered high waisted skirt and a belt to cinch you in and mimic curves
– long bodies require shorter top lines and higher waist lines, long legs need longer top lines and lower waist lines; so if you have a longer body than legs, invest in 50s style dresses and styles, but longer legs can layer long tops over jeans for a trendy day look
– the larger your bones, the bigger your jewellery; look at pictures of yourself in different kinds of jewellery, dainty and chunky, and decide which makes you look more in proportion, as well as which makes you look more like ‘you’
– tall women are really the only ones who can pull off couture looks and extraordinary shapes – oversized clothing looks awesome on taller ladies, as do short haircuts, bold stripe prints, printed tights, rompers/playsuits

Not only should you take your shape into consideration, but you ought to develop your own individual clothing style and taste – whether that’s a slightly androgynous, boyish look or a super sexy Amazonian style.

Essential items for any tall woman’s wardrobe:
– skinny, straight leg or slim boot cut jeans – a good fitting pair of jeans is a casual day staple, you can pair them with anything, and inject your own style personality when choosing them too
– well fitted jacket or coat – one of the secrets of the stars is a good fitting coat, no matter what shape
– waist belt – this is essential for helping define your shape, and adding curves to a tall frame
– scarves – any kind of scarves will do, but for those with a small chest, this is the best accessory to own for quickly adding a touch of glamour and making you look in proportion
– dresses – any girls best friend is a beautiful dress, but tall girls require several of these in their wardrobes to help them look feminine and flirty – there are several style which look great, try on all sorts to find one that really looks great on your particular body, halter, t shirt, oversized, fitted, bodycon, maxi, a-line, princess cut…
– flats – pretty and comfortable ballerinas are the most important addition to your closet, as they will be perfect for everyday wear and will go with anything if you have them in a few different colors.

Check out photos of these female celebrities over 5’10” for inspiration and ideas:
Blake Lively, Sophie Dahl, Nicole Kidman, Liv Tyler, Jodie Kidd, Elle Macpherson, Mandy Moore, Cameron Diaz, Rihanna, Queen Latifah, Elizabeth Jagger, Joss Stone, Claudia Schiffer, Christy Turlington, Famke Janssen, Taylor Swift, Uma Thurman, Geena Davis, Eleanor Roosevelt, Julia Child, Princess Diana, Erin O’Connor

If You Are Taking Digestive Health Medicine, You Need To Be Careful

It seems that all of us at one time or another feel a need for some kind of digestive health medicine. If by medicine you are referring to a natural treatment then you’re on the right track. If you want to take a prescription drug or non-prescription drug, you need to find out all the facts.

All drugs are unhealthy for you.

Of course, a certain pharmaceutical drug can save a live in an emergency but we as a modern society have become far too dependent on them and they are causing much more damage to some people than they are helping.

Pharmaceuticals are man-made synthetic drugs which leave potentially dangerous toxins in the body. It’s a proven fact that medications are the cause of certain disorders and disease so unless you absolutely have to take a drug for your condition, why not look at a natural alternative?

Digestive health in particular, is a great example of this. We eat a terrible, high processed diet for many years, until finally symptoms manifest because of certain nutrient deficiencies such as digestive enzymes and dietary fiber. Our body eventually needs quality nutrients or else parts of it will start to break down, just like your car if you don’t change the dirty oil and give it clean fuel.

Drugs are not made to cure a disease, only provide temporary treatment of recurring symptoms

Think about it, does a pharmaceutical company want to sell you a cure? Of course not. That would be the last sale they make to you for that problem. Our focus should be on digging a little deeper to find the true cause of the digestive health problem we’re dealing with.

If you have constipation, taking a laxative might give you some temporary relief but it won’t cure your problem for good. Extended laxative use can muscular functions of your bowel, can drain your body’s water, minerals and vitamins. Excessive use can also damage your kidneys.

Now, wouldn’t it be great to naturally cure constipation through the use of diet. Replacing high processed foods, and fast foods which don’t contain many quality nutrients, with real whole foods? Add fresh fruits, raw and steamed vegetables and then replace your processed grains such as white bread and rice with whole grain bread and brown rice. Get the idea?

These wholesome foods will add more dietary fiber, more vitamins, more minerals and digestive enzymes which will help in your body’s digestion and also absorb more of the nutrients from these foods.

Remember, digestive health medicines are a waste of time and money. You need to think about a cure, and that can be done with quality nutrients.

Let food be your medicine and medicine be your food.” – Hippocrates, 400 BC

Paid to Travel? Can You Really Get Paid to Travel (or for Free?)

Traveling… ahh yes, doesn’t EVERYONE LOVE TO TRAVEL? Well, I know, I know… the pains of connecting flights, delays, cancellations, dragging luggage a mile across terminals… the hassle of renting cars, fighting traffic in a foreign country (and figuring out which side of the road to drive) and trying to figure out what the guy is telling you when all’s you asked was “where is the bathroom?”… Aside from all of that, is it not the greatest feeling when you can step away from the normal routine, take a few deep breaths and realize you have nothing to do but sit on the beach… your hardest decision is if you’re going to have steak or lobster that night… and your biggest worry is if you have enough sun screen? That’s what traveling is all about… when it transposes us from our everyday lives and places us in a completely new culture… seeing, breathing, eating and dancing to what people 10,000 miles away from you are doing and thinking to yourself “this is the kind of stuff you see on TV”. That’s when it’s all worth it… that’s why traveling is so amazing.

But, one of – if not “THE” – biggest obstacles in traveling is that little green piece (or many pieces) of paper called MONEY. Whether you’re trying to visit a friend in Dallas or take your wife to Bora-Bora, it all costs Money-and a lot of it. The days of those Southwest “$49.00” fares are long gone and even the little weekend getaways whack a dent in your pocket book. There are definitely ways to shave off a few dollars here and there, but no matter how you slice it, traveling is expensive. Not everyone has a cush, 6 or 7 figure salary that allows them to take off 6 day weekends or weeks at a time to party in Ibiza. So, is there really a way to travel-and I mean really travel-and either get paid or travel for “free”??

The travel industry is an $8 TRILLION DOLLAR INDUSTRY. Yes, you read that right… that’s Trillion with a capital “T”. So, other than the hotels, airlines and luggage manufacturers, how can you get involved?

Let’s take a look at some of the ways you can earn a living, traveling across the world:

Flight Attendant: This is actually a great way to visit a LOT of places-FAST. The average flight attendant makes $37,000.00 a year, with the higher level salaries hovering in the $75,000.00-$90,000.00 range. It’s definitely an advantage if you know more than one (1) language. Flight attendants receive a daily per Diem for meals, along with flexible work schedules, discounts on flights, hotels and travel expenses for vacation. The downside is that when you are working, the flight schedule can be grueling-traveling to multiple cities in a 12, 18 or 24 hour time frame. When you finally stop to rest, the urge to go sight-seeing or check out the city, is traded out with the simple need to sleep in a bed. Oh yea, I forgot to mention… have you ever NOT seen a few angry, annoyed or upset people on your plane? Yep, be prepared to deal with those rude customers during your 12-24 hour shift!

Commercial Airline Pilot: Same deal with flight attendants, in terms of work schedule, but the pay is much better-depending on the size of the jet and company, you can be making $121,000.00 a year. If you want to go to flight school, pass your minimum 250 hours of flight experience, go for it! Just make sure you have perfect vision and hearing. Again, if you want to make this a career, you will visit cities all over the country (and the world), but be prepared to deal with thousands of customers, weather and equipment problems, grueling schedules and the stress that comes along with the responsibility of flying so many people to different places.

Travel Agent: As you may already know, travel agents know all about the best places to visit. They are the middle men between the hotels, airlines, tourism bureaus and the travelers. More than likely, they have an opportunity to visit some of these places so they can see everything for themselves-that’s a pretty sweet perk, eh? Typical salaries are anywhere from $25,000.00 to $35,000.00 and most likely be required to enroll in some sort of training, typically with the Travel Institute.

Freelance Writer or Photographer: What a cool job this would be… traveling all over the world… spending your time with various cultures, observing how the people communicate, eat, sleep and worship. You truly are “free”, relaying what you see and experience to the people sitting on their couch, thousands of miles away. Only catch… well, it’s that one thing we talked about a little earlier: MONEY. Obviously, you are not going to get paid before you get to these places, so be sure to plan this out a little bit, stock up some green in your checking account and pick up some pointers on how to express yourself with the pen & paper or with the camera. Try to develop some sort of “following” so you have a good base of people reading and viewing your content. Do not try to fly to India with a thousand bucks and an iPad, expecting to start a travel blog that generates cash, allowing you to wander the world for the next few years. You might as well go to your nearest casino and play blackjack. If you can pull of this occupation (and to those that currently do this), I tip my hat to you-great work!

Okay, now that we have gone over a few of the travel “jobs”, you may be saying, “well, I like my job right now and don’t really feel like dealing with all of those people and flying across the country 6 times, only to sleep in Des Moines for the night.” If you’re in between jobs, just out of school or simply want to take a “sabbatical”, why don’t you consider these routes in traveling the world:

You Speak English?: Speaking English can provide access to countries in all places across the globe. Some companies offer free room & board in exchange for you to help their employees enhance their English speaking skills and knowledge. There are also programs you can find on the web that well set you up with a certain country and company in order to train their people English. Now that you have your room & board covered, now we just need to figure out how we can pay for food and drink…

Start Giving Back: Feeling charitable or want to help others? Why not look to jump on a church mission trip, Habitat for Humanity-International, or if you can take off more time, join the Peace Corps? Obviously, this is not going to be as glamorous as sailing the Mediterranean, island hoping the Greek Isles, but if you want to feel good about helping out people less fortunate-and work hard-pack your bags and sign up for a volunteer opportunity. You will definitely see some places without paved roads, running water and people simply looking for a roof over their head. Giving the less fortunate the simple things we take for granted: food, clothing and shelter, will give you new sense of gratitude, after completing one of these tours.

All of these ways to travel are great and all, but how many people have the opportunity to take off extended amounts of time or have the nerve to just walk away from their job and become a commercial pilot or join the Peace Corps? Everyone has a job because it pays the bills and gives us financial security. I don’t know about you, but I am responsible for my wife and three(3) children, thus taking the plunge on the “unknown” is absolutely NOT realistic.

So, back to the original question above… How can you realistically travel for free? And when I say, “travel”, I mean, really travel… That means taking a care-free vacation… not having to worry about if you can afford to leave the resort for dinner that night, or buy those extra pair of sunglasses… Care-free travel means doing what you want, when you want and not worrying about the bill when you get back home. Let’s break down a few ways in which we really can travel for free (or as close to it as we can get)… or even better: GET PAID TO TRAVEL!

Use Those Points!: You know, I always knew I was going to be thankful for all that money I spent on my credit card. Now that I racked up all that debt, I also racked up all those points! Points I can use towards booking a new flight or maybe pay for my stay at the Bellagio in Vegas… where I can blow even more money!… I’m kidding!… kind of. Whenever you are looking to obtain a new credit card, choose the card that offers the most, when used. Compare the interest rate for charges and cash advances, the annual fees and also the credit card that provides the best rewards. If you fly a certain airline, be sure to input your frequent flyer number to gather those miles. Use travel sites that allow you to accrue points when you purchase flights, hotels, cruises and rental cars. You’re paying for this stuff anyways, so why not try and earn a little more for the next time you want to take a trip?

Vacation Packages through a Resort or Company: Very similar to a travel agent, only you are selling pre-packaged vacations at a discount to consumers. Instead of creating a customized travel package based on what and where the customer likes, you are selling a pre-packaged stay at a specific resort or hotel/resort/meal itinerary. They come in all shapes and sizes… and they can be dirt cheap (think: hotel next to Senor Frogs-Cancun during Spring Break), or the Rolls Royce type of trip. Depending on the type of company or resort, there are many perks with the access to all of their locations, with commission schedules pretty generous. There are limitations on the demographic of the clientele and if you are representative a company or resort with mediocre selections-and reviews-then it may put you in a rock in a hard place.

Direct Selling with a Travel Company: With this, you really do have the opportunity for the best of both worlds-traveling the world on the cheap (or in some cases, for FREE!) and making money. Typically, people that get involved in this industry already have a full time job and are looking for a better, cheaper way to travel and an additional source of income. It can be extremely lucrative, in terms of creating wealth and a residual income, but a lot of the members simply take advantage of the fact they can generate a few extra dollars every month and access to the premium resorts at wholesale pricing. The direct-sell companies in the travel industry offer 5 star packaged vacations at 2 Star pricing, as well as access to their trip planning website that works like an Expedia or Travelocity. Also, confirm there are ways you can accrue points, when you buy flights, vacations, or even their travel mall, so you can use those points for a free trip. Bottom line: do your research… choose a company that has a great reputation and make sure you have a good support system… thousands of people are catching on to these companies and are really capitalizing on the residual income and extremely low cost of travel.

As you can see, traveling for “free” is really only for professional poker players and the kids with enormous trust funds. You are going to have to work one way or another-whether it’s building up a stockpile of cash and funding an overseas trip or jumping into a new occupation on a plane or abroad. There are multiple ways you can get paid to travel, as well as minimizing your travel costs through various companies and resources… it’s all a matter of preference on what you want to do and how much time you have. Traveling can be a life changing experience or simply a much needed time-out from our crazy lives. Whatever you choose, just make sure to not take it too seriously and enjoy yourself!

Contrasts in Architecture That Exist in Phoenix

If you have recently driven around Phoenix in search of the perfect Phoenix, Arizona real estate, then you have certainly looked at several Phoenix homes and Phoenix condos featuring a wide variety of architectural styles. Phoenix has several interesting and dynamic contrasts in architectural styling that are revealed in many of the prominent buildings seen throughout the city and surrounding areas.

Probably the most famous architect that has ever resided in the Southwest is Frank Lloyd Wright. Scottsdale is home to his renowned studio named Taliesin West. This building is now the location for the Frank Lloyd Wright Foundation, and promotes the ideas behind organic architecture and environmental conservation, and houses an archive of Wright’s work. It is notable for fitting in so well with the surrounding environment, and is listed as a National Historic Landmark.

Another lovely building that was designed by Wright’s associate, Albert Chase McArthur, is the Arizona Biltmore Resort and Spa. Opening to the public in 1929, the building features Mission styling.

For a different take on architecture, you will not want to miss visiting the Mystery Castle. Builder Boyce Gulley used rocks, artifacts and debris to build his castle, which features eighteen rooms, thirteen fireplaces and a tavern.

Sports lovers will get a kick out of Chase Field, where the Arizona Diamondbacks play. It has a prominent retractable roof that projects into the sky and can be seen for miles around.

Another Phoenix landmark is the Burton Barr Central Library. The building shows off copper for which the area is famous, and has a five-story atrium that comes alive with skylights, glass elevators, and a brilliant staircase. Another interesting aspect of the building is the floating ceiling, which hangs from cables over the Great Reading Room.

For a great example of remaining old Phoenix architecture, visit the Rosson House. Constructed in 1895, the Eastlake-style Victorian home is now home to a museum. It has a French-influenced octagonal tower, along with Italianate-style hood mold and arched windows. The posts and spindles relate to the Eastlake style, yet the arch is distinctly Oriental.

If you would enjoy seeing some architecture in action, a visit to the Phoenix Art Museum might be in order. The building is currently being expanded, under the guidance of architects Tod Williams, Billie Tsien, and Felix Ade. It will showcase a sculpture garden, and a glass-covered lobby and entry area, as well as have specially designed outdoor entry features designed by Christine Ten Eyck. A wall that is used to block out the sound coming from nearby street noise offers a blank palate on which a glazed ceramic tile mural by Jun Kaneko will reside.