7 Best Online Travel Communities

True, Tripadvisor, Frommer’s and the Lonely Planet are some of the best online travel communities going, but they’re far from the only ones amongst the greats. So go on, expand your travel community horizons and check out our 7 Best Off The Radar Travel Communities:

1. Travelistic

From YouTube to Hulu to Yahoo, were a video obsessed bunch. Travelistic has cleverly taken this to head and created a travel community wholly centred around video.

Log on and you’ll find over 10,000 user submitted travel videos, to view, comment on and inspire your future travels. Want to visit the Great Wall? Journey to the top of Everest? You can do it all on Travelistic, without ever leaving home.

2. Igougo

A masterful all in one travel community, where you can plan your trip, compare flights and hotels and share your travel experiences with the world.

Just type in a destination and you’ll be instantly connected to a plethora of photos, reviews and users who have traveled or reside there. When you’re ready to go, create your very own trip journal and give back to the community by sharing your own travel experiences.

3. Trip It

Less of a travel community and more a travel service, Trip It is perfect for the organization nut in all of us. Just enter your flights, hotel stays and destinations and let trip it create an optimized travel itinerary for you in seconds. Never miss another plane or train again.

For those who truly want it all, upgrade to the pro version and Trip It will automatically alert you if there are changes or delays in your travel plans. That means less time at the airport, and more time at the beach.

4. Dopplr

Create a map with the dates and location of your travels; share it with the Dopplr community, check out other’s maps, then meet up with those whose travel plans overlap with your own. If you’d like to keep your location a secret from some (mom, dad, a raging x), don’t worry, you can control who can and can’t see where you are.

Along the way you’ll get a wealth of location specific travel information, so you’ll always know where to stay, where to eat, and what to do. Taking the thinking out of traveling, we like that.

5. Travbuddy

Travbuddy’s got all the ingredients that make for a killer online travel community; helpful forums, honest reviews, stunning travel photos and a dedicated membership 1.5 million strong.

Travbuddy ups the ante by giving you your very trip blog, allowing you to easily post your stories, pictures and reviews as you go. There’s even a built in mapping feature that builds a map of your travels as you venture across the earth.

Wherever, you’re headed, this is one buddy you don’t want to leave behind.

6.Travelers Point

Besides being a great place to plan, book and share your next trip, Travelers Point has hands down one of the best travel resources on the web; wiki travel guides.

These 100% user created and edited travel guides, give you the collective wisdom and travel experiences of over 250,000 members, right at your finger tips. From country and city guides, to travel health and safety information, you’ll find everything you need to get in the know, before you go.

7. Travel DODO

Travel DODO takes travel reviews and puts them into a fun, easily digestible format, Travel Do’s, and Travel Don’t.

Want to find out which restaurants, hotels and attractions are best avoided in France? Just click on the location on the interactive map, and you’ll be given a list of places to cross off your list (travel don’t), so you spend your valuable vacation time wiser.

Frankly, you’d be a DODO, not to check up here before you GOGO.

Travel Agents Are Still In Demand

Although their are numerous online travel services a traditional Travel agent is as much an important part of the trip as comfort is to traveling! The role of a travel agent has been increasing with the times and today most people are dependent on them for executing most of their travel plans so that they can rest easy and just enjoy their trip.

It is the responsibility of the travel agent to help and guide the travelers about the constantly changing schedules and airfares, availability of packages for vacation, and a lot of travel information that the traveler may not know about.

Choosing a reliable travel agent can be an important decision, since how you travel and your comfort will be largely decided by the travel agents. You should verify the information given by the travel agents, to be on the safer side and minimize your travel hassles. In case of International travel, choosing a proper agent becomes more important.

The right agent should be able to foresee your problems and guide you about them. They should provide information related to customs regulations, important documents like visas, passports, currency exchange rates and certificates of vaccination.

Many hotels, cruise liners, resorts, and special travel groups make use of travel agents to market their travel packages to the ever increasing rate of people choosing to travel both inland and overseas. Most agents advice you on destinations and make arrangements for hotel stays, transportation, tours, car rentals, etc.

Information on weather conditions, restaurants, tourist attractions, and other such necessary information are also provided. A good travel agent could also take the trouble of checking out hotel services to gauge their quality of service in order that they can base references on a first hand report.

With the changing times, the travel industry has seen a big development in terms of Internet bookings and travel related information made available on the net. The number of people using online services is growing. This has resulted in a change in the view of the convenience of traditional agencies.

A poll result of American tourists revealed that over 92 percent of them generally buy their travel related necessities online. According to these consumers, online travel agencies have cheaper rates, are the easiest to use and offer all the relevant information. A word of caution is necessary for those using the Internet for their travel bookings. Be sure to navigate the site, verify that the agent has a good back-up system.

Also ensure that there are no added costs that are credited to your credit bills.

Till a few years ago, travel agents provided free services to their customers. Travel agents worked as agents for airlines, hotels, rental car companies, etc. The agencies worked on a commission basis from these suppliers.

But free travel agent services began changing as a result of certain changes in the rate of commissions. For example, in 1995 Delta Airlines imposed a $50 limit on domestic airline commission rates.

The Basic Elements of Style

Wearing the latest in fashion is what every one of us likes to do. But it is very important to carry the clothes in style. Having a great wardrobe is definitely essential but some basics of style should also be adhered to in order to make a striking fashion statement. There are lots of online wholesale apparel shops that cater to the fashion conscious generation. But apart from stocking up a fantastic collection, there are a few other issues that need to be paid attention to.

• A well groomed appearance is very essential in order to carry any ensemble with style. Nobody looks good with straggly, greasy hair, chewed up fingernails, gross skin, unplucked eyebrows, and leg stubble.

• Taking good care of your clothes is also very important. Well maintained clothes are the basic requirement of carrying off any stylish look with elan.

• Over usage of accessories can kill any fashionable ensemble. It is always best to make minimum use of accessories so that they can act as a compliment to the basic outfit and add some style.

• Try to choose outfits based on which colors and styles look nice on you. It is a good idea to match what you are wearing with your own personality. This helps in bringing out your true colors and helps you look and feel great.

Each year new fashion trends are born and it is time for the old ones to retire. Though it is definitely a great idea to go with what is in vogue, but at the same time you should keep an eye out for the comfort factor as well. Comfort and style goes hand in hand and choosing apparel based on how comfortable you feel wearing them is the smartest decision. Fashion trends appear unexpectedly and fade away even quicker than they appeared.

There is no limit to the permutations one can think of in terms of mixing and matching clothes and creating a style that is comfortable yet elegant. If you want to achieve a great look, be in line with new fashion styles that are influenced by different seasons. In recent we have seen the rise of new brands as well as the comeback of some old fashion trends. To wear something different and with style is to create fashion and with a bit of creativity you can come up with unique combinations that can become a personal fashion statement.

Is the New Fashion Trend Right for Your Business?

Is your style the right one for you or are you trying to copy the magazine or a celebrity? A lot of women today have this dilemma because we live in a world where fashion style dictates who you are in the society. The world is changing so fast and the fashion trends are also adjusting every now and then. With a variety of fashionable items to choose from, creating your own personal style is not an easy task to do. You also need to take into consideration the kind of personality you want your viewers to convey about your fashion statement. Dressing your own style of fashion is not only to blend in the crowd but also to express more of yourself and be confident of your personality. Your own personal fashion style is your own personal brand of your own interests, aspirations, desires and lifestyle.

The following are some tips to consider when creating your own fashion statement:

  • Before trying something, try to scrutinize various fashion trends from different sources like magazines, television, advertising materials and the internet. You must know how to gather data to be able to investigate what you really want in your fashion style. You need to know how these trends are being collected so that you will have a better idea about the basics of fashion. From these concepts, you can mix and match and can create a clearer picture of your personal style.
  • Do not try to copy fashion statements of celebrities or friends because their own trend may not be the perfect style for you. Only buy items that best represent you as a person. Focus more on the clothing you wear and feel good about being yourself.
  • Venture on different styles. You can try different dresses and experiment on your own closet. Walking in front of a mirror or taking a picture of yourself can help you. By doing this, you will know what are the styles you want to keep or change. You need to remember that loving the items you wear boosts your self esteem.
  • There are several accessories you need to consider. Try to find the perfect accessory that will complement your outfit. Don’t go for accessory items just because they are a popular trend in your society. You need to realize that accessories are also important in creating your own personal brand.
  • The right hairstyle and make up is also a must in making your own style. Try to consider the shape of your face in selecting the perfect hairstyle. Be conscious about the right blend of make up for the right occasion.

Organizing your fashion statement involves risk. Don’t be afraid to take that risk. Inspire yourself with personalities you admire in the fashion world. Through this, you will be able to discover the true and unique person that’s within you.

Everything You Ever Needed to Know About Payday Loans But Were Afraid to Ask

A payday loan is a small short term loan you can use to cover expenditure until your next payday. You can apply online and the decision to loan you the money is made almost straight away. In most cases the whole application can be completed online and the money loaned can be credited into your bank account on the same day as you make your application.

A payday loan is an unsecured loan, so it is not dependent on collateral, such as you owning a house or car etc.

Generally when you make your first application you can borrow any amount up to £300, depending on your take home pay. You are more likely to be approved the less you want to borrow, so it is advisable to borrow only what you need. Once you have successfully repaid loans with one particular company they may then offer to lend you anything up to about £750 in subsequent loans.

Payday loans can provide a useful solution for short term cash flow problems.

Who can apply for a Payday loan?

In order to be eligible for a payday loan you must be over 18 years old and in employment with a take home wage of at least £750 per month. You must also have a bank account with a valid debit card.

Even if you have bad credit history you should still be able to obtain a payday loan as long as you fulfill the above criteria.

How do you get a Payday loan?

The majority of payday loans are available online, so there is no delay with faxing or posting of documents. The application process is quick and easy to complete. You will be asked for your name, address, details about your monthly income and employment, when your next payday is, along with the amount you wish to borrow and your bank account details.

Once you have submitted your application you should hear back from the payday loan provider within minutes. They will email you with their decision to the email address you have registered with your application.

Payday loan providers partly make their decision as whether to lend you money dependent on the amount you want to borrow compared to the amount you earn. Only borrow what you need, the less you borrow the more likely that your application will be accepted and the smaller the amount of interest you will accrue.

If your application is successful you will be sent, by email, your loan agreement showing the amount that will be lent to you, the repayment date and the amount of interest you will pay on the repayment date. Along with the loan agreement you should also be sent loan conditions. These loan conditions should outline your rights under the Consumer Credit Act 1974 along with details about repaying the loan, cancelling the loan and the use the personal information you supply when applying for the payday loan.

If you are happy to proceed you sign online by providing details of your name and answering a security question such as your mothers’ maiden name. Then, email this back to the loan provider and the money will be deposited into the bank account you registered at the application process. The money can be deposited in your bank account on the same day you make the application, so this is a very fast and efficient way of borrowing money short term.

How do I repay the loan?

You will need to repay the loan amount and the interest accrued on the repayment date as specified in the loan agreement. The repayment date is usually your payday, hence the name payday loan.

The repayment will be collected by the loan provider by debiting the bank account you registered at the application process, which is the bank account into which you get your wages paid.

Repayment over a longer period

Payday loans may be extended if you find yourself in a position to be unable to satisfy all or part of the amount due on the repayment date. If this happens it is recommended that you contact your payday loan provider as soon as possible and explain your circumstances to them. They will then be able to explain your options and how to go about extending your loan.

Even if you are not able to fully settle the repayment amount, it is advisable to pay off as much as possible on the repayment date. This will help to keep the amount of interest you owe to a minimum. Some companies may charge you additional fees for extending your loan, you should check if this is the case before you sign your loan agreement.

Regulation of Payday Loan Companies

Properly regulated payday loan companies must adhere to strict laws governing the finance industry.

As with any financial product you apply for it is always advisable to check that the company offering the loan is properly regulated. The payday loan company you are applying to should show its Consumer Credit License number within its loan conditions and it should also be authorized by the Office of Fair Trading. If you are in any doubt as to whether the payday loan company you are considering applying to is fully regulated then you are within your rights to contact either of these bodies for further information.

As long as the payday loan company you are applying to is properly regulated, there will be a recognized body to make any complaints you may have to and you can be assured that you will not be subject to any unfair practices.

What are the benefits of a Payday loan?

Fast

One of the main benefits of a payday loan is the speed at which the cash can be credited to you. The money you need can be available to you in your bank account on the same day that you make the application. This can provide valuable assistance if you have a short term cash flow problem and need money in an emergency.

Simple

The application process is very simple, it takes just minutes to apply for a payday loan and you do not have waste time posting or faxing documents to the payday loan provider, as you would with other more traditional high street loans.

Poor Credit History

Payday loans are available to people with a poor credit history. This is because payday loan companies do not solely make their decision to lend based on a persons credit history. As long as you fulfill the application criteria you have a good chance of obtaining a payday loan. For many people a payday loan may be the only way they are able to obtain credit, especially in the current financial climate where the majority of lenders are unwilling to provide loans altogether, never mind to a person with a poor credit history.

Use of the Loan Money

You do not have to tell the payday loan provider what you need the payday loan for. You can use the money for whatever you want. You may need money in an emergency which can not wait until payday for instance; emergency medical or dental treatment, to settle a bill quickly, extra spending money on holiday or even for a romantic weekend away. The choice is yours as long as you make the repayment due on the repayment date.

No Upfront Costs

There are no upfront costs associated with a payday loan. You do not pay anything back until the repayment date you have agreed to in the loan agreement.

Why does the APR appear high on payday loans?

The APR applied to payday loans appears at first glance to be high. This is very misleading, but there is a simple reason why this figure looks so high. APR is an Annual Percentage Rate, and as such is calculated over a whole year (365 days). However, a payday loan is taken usually only over a number of days or weeks.

The APR calculation was not designed to apply to very short term loans such as payday loans. It was designed to apply to long term loans in existence for a year or more. It is really a theoretical figure than enables people to compare similar longer term loan products, like mortgages or ongoing credit balances.

Rather than relying on the APR rate it is more advisable to look directly at the loan agreement to see exactly how much interest you will be charged for the period of your payday loan. Some companies have a standard interest charge for the amount you wish to borrow regardless of the duration of the loan. It is then up to you to decide whether you will be able to repay both the cash advance you receive initially and the interest amount on the repayment date.

To Conclude

Many people do not have savings or access to credit cards or more traditional loans and so the convenience of a regulated payday loan provides piece of mind should the occasion arise that they need some money quickly.

If you need money in a hurry, can not wait until payday and are confident that you can make the necessary repayments on the repayment date, this could be the ideal solution for you.

Overall, payday loans are convenient, easy to access and offer a viable option for people who require money quickly for whatever reason.

How To Select The Best Home Furniture

If you have an interest in purchasing home furniture from Malaysia then there are certain considerations that should not be overlooked. As it is known as one of the top five exporters of furniture worldwide, you can be sure that the range of options will be extensive. It is important to think carefully about the purchase so as to ensure that you buy the perfect items for your place of residence.

Before spending any money you should visualize how the pieces you are considering would look in your own home. Whether or not you opt for a complete set of furniture or choose individual items would depend upon your exact needs. Often selecting separate pieces would give you greater scope for flexibility and changes at a later date.

If you feel that you do not have the time or the inclination to sit down and analyze every aspect of choosing modern Malaysian furniture, the solution would be to hire a professional to conduct the task on your behalf. Most interior designers would be able to suggest specific pieces depending upon your tastes, current decor, and budget. As such individuals are trained in decoration you would be able to create a look that is unique.

Today, choosing home furniture is a lot easier thanks to the internet. Now wherever you are located you can browse at leisure a wide variety of online furniture retailers. If you are planning to shop online make sure you are clear on such factors as the exact color of the items, their dimensions, and shipping costs. You should also inquire if there is a return policy in case you are not happy with the goods once they are delivered.

Of course you can always spend time visiting furniture stores in person. Though you would be able to see exactly how certain furnishings appear you would not necessarily have access to the greatest range of items or the best deals. Using the internet to locate suitable pieces and then planning a viewing trip would make more sense.

Before parting with your hard earned cash make sure you have considered how the home furniture will be transported to your home. Do you need to pick it up or will it be sent to your address. Also, do not make the unfortunate mistake of buying pieces that are too large to fit through your doors or windows; this is an error that occurs all to often.

The Massaging Chair – The Best Home Furniture

The massaging chair has become available because of the evolution of our technology. The convenience which it gives at such a low cost is something which we cannot avoid in our present civilization. Not only are they affordable, but they are truly a great investment for a great range of benefits. These are but some of the causes why it is greatly beneficial if we took our own massage chair.

The massaging chair has become an adopted need for a lot of of us. Just like the mobile phone, we almost cannot visualize life without it anymore. After a hard day at work, sitting by the television system with our favored drink is no more a complete daily routine. We would need our day-to-day rub down in order to soothe us of stress.

The massaging chair can give us this but without the mechanical burden of a manual massage. We only have to plug and play the chair, and we will get a perpetual rub down which will never wane from its pressure. It will also not tire down and will enable us to experience our favored moves for as long as we want. We would also be capable to do this at our own solitude, out from the prying eyes of other individuals.

So what would be the best massage chair for us? It would be good to scout for massage chairs for sale in our market. These products have become so rife that they can be found at any department store. They normally come with a free trial session which will enable you to determine if a particular chair will suit your individual needs.

The massage chairs for sale in the market come in numerous configurations and with specific uses. There are chairs which give a specific character of massage such as Shiatsu or Japanese traditional massages. There are also chairs which are portable or which are meant to stay in a fixed place in your home interior. Whatever the case, we must get the particular chair which will be optimal for our particular needs.

A distinguished discovery with massage chairs is the zero gravity massage chair. It is called such because it really emulates a zero gravity environment where you feel that you are almost floating in air. This means that a lot of pressure is reduced from your back as attested to by the cloudy feeling which you are experiencing. This discourse if very significant for people who are experiencing back pain.

Britain's Fashion Icons

Britain is commonly known for its bad food and bad weather however some of the iconic faces in music, pop culture and fashion come from the island. You can either love them or hate them but surely you know their names and what they do for a living.

One of the biggest bleeps on the fashion radar is certainly Kate Moss. She has managed to bring into fashion the tight waistcoat and the cut off denim shorts and we have to love her for that. Her look is copied over and over again by many young girls (and not only them!). Her style is glamorous and sexy both on the catwalk and in real life. It doesn’t matter if she had a troubled past (which actually made her more popular than she already was) we still love Kate Moss!

Their minutes of fame are long gone but not so many years ago they were considered Britain’s sweethearts. The famous Spice Girls became celebrities not only because of their number one hits but also because of the outfits they wore both on stage and off stage. With their different, strong personalities the five British singers adopted a style for everyone: posh, baby, scary, sporty and ginger spice. Both their fashion choices and their songs (that managed to conquer the whole world) will remain in history

Vivienne Westwood is one of the biggest fashion designers in the world who is also 100% British. The new wave fashion style and the punk style, that are so greatly appreciated by the celebrities and normal people, are her creation. The guys from Sex Pistols where the first celebrities that wore the creations of Vivienne. Her punk fashion style included, among others, safety pins, razors, bicycle chains combined with shocking make-up and hairstyles. However, besides the outrageous outfits she creates and wears, she also has a down to earth side that has captured the interest of some very famous celebrities among which is Sarah Jessica Parker. She has constantly worn Vivienne’s creations in the movie we all love: Sex and the City.

These are just some of the famous people the British can be proud of. They have influenced us and have made us love them!

Fashion Style is Important

Fashion style is important. You clothes make your fashion statement, and how you’re perceived. Stand straight and carry yourself with grace. You will radiate self confidence.

Here are some fashion tips and advice to look and feel good. Don’t forget your jewelry accessories are like the icing on the cake. They are the finishing touch. Dress to Impress and Make Your Fashion Statement!

Fashion Tips

Make sure your wardrobe has plenty of neutrals on hand – they are perfect for mixing and matching. They can be dressed up or down with the right jewelry additions.

Not a one of us woman has the perfect figure. We all have flaws. Accept your flaws and work with them

Know your body and what looks good. You are logically attracted to clothes, styles and colors that flatter your figure. Experiment a bit, and try something a bit off your normal habits

Tailored outfits are flattering to most all figures

Buy styles that flatter your figure and don’t forget that finishing touch with your jewelry

To make a short neck look longer wear a sccop neck or open collar shirt, complete the look with a long necklace

Large breasted women and women with wide hips can obtain balance by using shoulder pads

Make sure your panty hose fits properly

Don’t bare all – leave something for the imagination. Entice with your a glittery necklace or choker, and don’t forget the earrings

Leather stretches so if your buying a leather skirt or pants make sure they are snug when you purchase them. There are also some fabulous faux leather products on the market that can give you great wear for a season or two without having to worry if they’ll still fit next year

Dress up your look with glittery jewelry, accent a line with a necklace. Don’t forget your earrings and bracelets. They add the finishing touch to your look. You can completely change your look just by changing your jewelry. Dress it up or down!

If you find an outfit in a magazine but its too pricey for your budget don’t fret. There are terrific department stores and online sites that sell very similar for much less. Your jewelry is the same. That fabulous designer parure that costs way more than you can afford – your certain to find a similar in an online store for much less. Clip the picture and keep it with you so you can match

Set your budget and stick to it. Purchase plenty of mix and match pieces to get the most for your money. And don’t forget to complete your look with jewelry. Mix and match your jewelry pieces also.

Make your fashion statement! You are a unique individual with your own look. Portray your self confidence and turn those heads!

Impact of Fashion Styles

When shopping for fashion clothes and accessories you have lot of choices to select; as many budding designers and small online fashion labels are competing with each other to put forward a great alternative in the market. Along with the advent of internet you can gain a little help from both online and offline fashion stores which offer originality, quality and flexibility as they are willing to provide you just the thing you want and as you wish. By doing an internet search or by visiting small fashion labels, will offer you a variety of huge choices and you can be aware of what is fashionable right now. There is a new take on almost each and every fashion trend among lot of companies which are at the fore front of new designs. In the modern competitive market trend there are extensive range of clothing materials and accessories which are having unique looks and styles, and are supplied by many fashion businesses.

Just think, can fashion be considered as an aspect which is connected with glamour or glitz? Is it worth to spend thousands in order to acquire the latest clothes and accessories? Whether it is the jeans, sweaters, pants, shirts, coats, jackets, suits, leather or fur which attracts the people with impressive images of fashion items regularly that are shown in television channels and in various fashion magazines. Whatever be the reason, this fashion craze will results in emotional illnesses like depression, low self esteem and many psychological and physical effects.

It is commonly believed that individuals are themselves are responsible for their own actions. On the other hand you should not underestimate the effect of the changing images in the fashion industry. In short our eyes are subjected to have a feast everyday due to the constantly changing fashion trends. It expresses the way a person looks, thinks and acts. So we have to move forward with these trends and probably if we are reluctant to accept this sequence then we will be termed as an old-fashioned dunce that lacks in taste. The effect of this is to bring the viewer’s mind under control and to make them to accept such unrealistic role without questioning them.

It had been made clear that fashion is not the reflection of a consumer’s real taste. It actually makes the people to deprive off the power and as a result they are not able to express it in honest manner. The consumers are compelled in an indirect way to decide what and when to buy, what all things and accessories to carry and the like. Thus these fashion styles had put us into a situation which make us helpless and leaves us at their mercy without representing reality. It summons up visual images of expensive and fashionable clothes and accessories are only for rich and famous people as they can only afford. The image sometimes includes clothes which paint women in a manner which gives us an emotional injury which not only hurts, but also affect the women’s mobility factor.